Try these steps:
After signing in to your GoDaddy account, click on your name in the top right corner of the page.
Click and a drop down menu will appear. Under your customer # on the right side of the menu, click on the 2nd option down that says "My Products"
Scroll down and click on the triangle icon that is immediately to the left where it says "Web Hosting"
Then your cpanel info appears and you click on the "Manage" button on the right side.
On the next screen click on "cPanel Admin" top right corner of the page. The only button not contained within another section.
It then takes you to the Cpanel.
I forgot to answer the question about paying for FTP, no you don't pay for FTP access. It's nothing more than letting you access the files in your hosting account.
One of the most popular programs to use FTP is called FileZilla. It's free and easy to use.
No Cpanel access option anywhere!
Just the frikkin' 'web builder' in my hosting options.
Time for another host. Godaddy I give up.